How to Secure Permanent Residency in Malta: A Step-by-Step Guide

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Securing permanent residency in Malta offers a gateway to a life in a country known for its rich history, stable economy, and vibrant lifestyle. The Malta Permanent Residence Programme (MPRP) provides a structured path for investors and their families to gain residency through property investment and government contributions. This guide offers a comprehensive step-by-step approach to navigate the application process, understand the investment options, and meet the necessary requirements for obtaining and maintaining permanent residency in Malta.

Key Takeaways

  • The MPRP allows for permanent residency through property investment, government contributions, and adherence to specific program criteria.
  • Applicants must engage a licensed agent, meet financial asset requirements, and have a clean criminal record to be eligible.
  • Investment options include purchasing or leasing property in Malta, with minimum values and a commitment to retain the property for five years.
  • Health insurance covering risks in Malta and valid travel documents are prerequisites for the residency application.
  • Permanent residency can lead to Maltese citizenship, subject to residency duration requirements and tax residency status.

Understanding the Malta Permanent Residence Programme (MPRP)

Overview of the MPRP

The Malta Permanent Residence Programme (MPRP) is your gateway to a life in the Mediterranean’s heart. Secure your spot in Malta’s landscape of opportunity with a structured investment path. The MPRP is not just a residency scheme; it’s a commitment to the island’s lifestyle and values.

  • Eligibility: Open to non-EU/EEA nationals, excluding those from sanctioned countries.
  • Investment: Choose between renting or purchasing property, with minimum values set.
  • Contribution: A government contribution is required, varying with your investment choice.
  • Due Diligence: A rigorous four-tier process ensures the integrity of the programme.

The MPRP is a promise of stability, offering visa-free travel within Schengen and the inclusion of up to four generations of dependents. It’s a blend of tradition and modernity, where ancient streets meet contemporary business opportunities.

Eligibility Criteria

Meeting the malta permanent residency requirements is the gateway to enjoying life on this Mediterranean gem. To qualify, applicants must tick several boxes:

  • Be 18 years or older.
  • Possess a clean criminal record.
  • Show proof of stable, regular income.
  • Hold a minimum of €500,000 in capital assets, with €150,000 as financial assets.
  • Have comprehensive health insurance coverage.
  • Not be from sanctioned countries or already a beneficiary of similar schemes.

Ensure you’re not a resident of EU, EEA, or Switzerland, and not closely tied to countries like Afghanistan, North Korea, or Iran.

Each applicant, including dependents, must demonstrate financial self-sufficiency and a commitment to contribute to Malta’s economy. The process is stringent, with thorough due diligence to maintain the program’s integrity. Ready to take the plunge? Prepare to navigate the application process with precision.

Benefits for Residents

Unlock a world of privileges with the Malta Permanent Residence Programme (MPRP). Permanent residency in Malta isn’t just a status; it’s a gateway to a host of benefits that enhance your lifestyle and mobility.

  • Visa-free travel across the Schengen area, opening doors to Europe.
  • Access to Malta’s high-quality healthcare system, ensuring peace of mind.
  • Educational opportunities for you and your family in a country that values learning.
  • A tax-friendly environment that respects your hard-earned money.
  • The freedom to come and go without the hassle of repeated visa applications.

Embrace the Mediterranean lifestyle with permanent residence malta, where the sun shines on more than just the beautiful landscapes.

With the malta permanent residence program, you’re not just investing in a property; you’re investing in a lifestyle that balances leisure and business, with the added bonus of bringing your loved ones along. Secure your future in a location that’s strategically positioned for both business and pleasure.

Navigating the Application Process

Selecting a Licensed Agent

Embarking on the Malta Permanent Residency journey begins with a pivotal choice: selecting a licensed agent. This professional is your navigator through the intricate legal and administrative processes. They are the bridge between you and the Maltese authorities, ensuring your application adheres to the highest standards of compliance.

  • Step 1: Research and identify a reputable licensed agent.
  • Step 2: Grant them Power of Attorney to act on your behalf.
  • Step 3: Collaborate closely, providing all necessary information and documentation.

Remember, a licensed agent not only submits your application but also represents you in all dealings with the residency authorities. Their expertise is invaluable in avoiding common pitfalls and streamlining your path to residency.

Choose wisely; your agent’s proficiency can make or break your application’s success. For a list of licensed agents, visit the official Residency Malta website.

Preparing the Necessary Documentation

Gathering the right documents is a critical step in the Malta Permanent Residence Programme application. Ensure all paperwork is meticulously prepared, including apostilles, translations, and notarizations. Here’s a quick checklist to keep you on track:

  • Birth certificate
  • Valid passport
  • Criminal record certificate
  • Health insurance policy
  • Proof of financial assets

Remember, incomplete applications are not accepted. Double-check that each document aligns with the program’s guidelines. A covering letter explaining your motivation for residency is also essential.

Pay close attention to the details. Even minor oversights can lead to delays or rejections.

Secure your documents early to avoid last-minute rushes and ensure a smooth application process. Your journey to a Mediterranean adventure begins with a meticulous application.

Submission and Due Diligence

Once your application is submitted, the real scrutiny begins. Expect comprehensive due diligence checks to ensure your profile’s integrity. The Maltese authorities will meticulously verify your application’s completeness and correctness, leaving no stone unturned.

The due diligence process is a four-tiered system designed to assess your reputation, background, and financial stability.

Here’s what you need to know about the due diligence stages:

  1. Reputation Check: Your global standing will be assessed, including police clearance and checks against international databases like Interpol.
  2. Application Verification: Every detail of your application will be scrutinized for accuracy and completeness.
  3. Risk Assessment: Potential risks associated with you or your family members’ business dealings will be evaluated.
  4. Personal Narrative: A coherent story of your background and financial history will be constructed to support your application.

Remember, Malta offers residence permits for family reunification and business owners, with tax benefits. Ensure you have a stable income and a registered address in Malta. The process includes the collection of biometric data, so be prepared for this step.

Investment Options and Government Contributions

Property Investment Requirements

Securing Maltese residency demands a strategic property investment. Choose wisely between leasing or purchasing—both paths have distinct thresholds. For leasing, the annual rent must be at least €10,000 in Gozo or the southern regions, and €12,000 elsewhere. Opting to buy? Prepare to invest a minimum of €300,000 in Gozo or the south, or €350,000 in other Maltese areas.

The property must be held for a continuous five-year period, ensuring your commitment to Malta.

Here’s a quick breakdown of the minimum property investment values:

Location Lease (Annual Rent) Purchase (Minimum Value)
Gozo/South Malta €10,000 €300,000
Rest of Malta €12,000 €350,000

Remember, these figures are just the starting point. Additional fees, contributions, and donations to local NGOs may apply, enhancing your investment’s impact on the community.

Government Contribution Amounts

Securing Maltese permanent residency hinges on fulfilling specific financial commitments. Government contributions form a cornerstone of this investment. The main applicant faces a choice between two paths: a €600,000 contribution for a 36-month residency route or a €750,000 contribution for a 12-month expedited process.

The choice of route impacts not only the contribution amount but also the timeline to residency.

For each dependent included in the application, an additional €50,000 is required. This fee is due post-approval, cementing the family’s residency status. Below is a breakdown of the government contribution amounts:

Applicant Type 36-Month Option 12-Month Option
Main Applicant €600,000 €750,000
Each Dependent €50,000 €50,000

Remember, these contributions are non-refundable and pivotal to the success of your application. Choose wisely, considering both your financial readiness and eagerness to embark on life in Malta.

Additional Fees and Charges

Beyond the primary financial commitments, securing Maltese permanent residency entails a range of additional fees and charges. These are not to be overlooked as they contribute to the overall cost of the application process.

  • Administrative Fee: A non-refundable fee to process your application.
  • Due Diligence Fee: A separate charge for the comprehensive background checks.
  • Residency Card Fee: A nominal fee for the issuance of your residency card.
  • Contribution to Local NGO: A donation to a registered Maltese NGO is required.

Remember, these fees are mandatory and must be settled in a timely manner to ensure the smooth progression of your residency application.

It’s crucial to factor in these expenses early on to avoid any surprises. For a detailed breakdown, consult with your licensed agent or the Residency Malta Agency.

Securing Health Insurance and Other Prerequisites

Health Insurance Coverage

Securing comprehensive health insurance is a non-negotiable step in the Malta Permanent Residency process. Coverage must span the full residency card validity, ensuring inpatient, outpatient, and day care services are included. The minimum coverage amount is set at €30,000 per person.

Ensure your policy is fully paid upfront and covers all dependents. A travel insurance policy is not an acceptable substitute.

Here’s a quick checklist for your health insurance requirements:

  • Policy valid for at least one year
  • Minimum coverage of €30,000 per person
  • Inpatient, outpatient, and day care services
  • Coverage area must include Malta
  • Policy must be paid in full, in advance

Remember, your health insurance is your safety net while residing in Malta. Consult with the Nomad Client Relations and Compliance Department for guidance before purchasing your policy.

Valid Travel Documents

Securing the right travel documents is a pivotal step in your journey to Maltese residency. Ensure your passport is valid for at least three months beyond your intended stay. This is a non-negotiable requirement, as it confirms your identity and legal status for international travel.

When preparing your application, remember to include:

  • A passport-size photograph (3.5cm by 4.5cm)
  • An international passport with at least three blank pages

Keep in mind that any lapse in your travel document’s validity could lead to delays or rejections in your residency application process.

It’s also wise to have additional identification documents at hand, such as a birth certificate or marriage certificate if applicable. These documents may be required to substantiate your application and should be kept up-to-date and readily accessible.

Proof of Financial Assets

Securing your future in Malta hinges on demonstrating robust financial health. Applicants must showcase capital assets of at least €500,000, with a minimum of €150,000 in liquid financial resources. This proof is pivotal, ensuring you and your dependents can thrive without burdening Malta’s social systems.

To validate your financial standing, prepare the following:

  • Recent bank statements reflecting passive income or consistent cash flow.
  • Evidence of capital assets, including property, investments, and savings.
  • A comprehensive CV detailing your financial journey.

Ensure all documents are current and accurately reflect your financial stability.

Remember, the financial threshold is a cornerstone of the MPRP. It’s not just about meeting the numbers; it’s about painting a picture of long-term financial sustainability for a life in Malta.

Property Considerations and Commitments

Choosing Between Renting and Purchasing

Deciding whether to rent or purchase property in Malta is pivotal to your residency journey. Renting offers flexibility, ideal for those testing the waters before a full commitment. Purchasing, however, is a long-term investment, anchoring your presence on the island.

When opting to rent, expect to pay a minimum of €10,000 per annum in the South of Malta or Gozo, or €12,000 elsewhere. Purchasing requires a minimum investment of €300,000 in the South or Gozo, and €350,000 in other areas.

Consider the financial implications of each option:

Option South of Malta/Gozo Rest of Malta
Rent €10,000 per annum €12,000 per annum
Buy €300,000 €350,000

Remember, your choice will also influence the government contribution required—€58,000 for renting and €28,000 for buying. Weigh the pros and cons, keeping in mind the comparison of housing expenses, residency permits, and taxation policies.

Minimum Property Investment Values

Securing the right property is a cornerstone of the Malta Permanent Residence Programme. Invest wisely—the minimum investment values for property are non-negotiable and pivotal for application success. Here’s a quick rundown of the requirements:

Location Purchase (€) Rent (Annual €)
South of Malta/Gozo 300,000 10,000
Rest of Malta 350,000 12,000

Remember, these figures represent the baseline for your investment in Maltese real estate. Opting for a property that meets or exceeds these values is essential.

Ensure your property investment aligns with your long-term residency goals. Strategic planning can lead to a fruitful investment, aligning with tax incentives and lifestyle benefits.

Avoid pitfalls in property investment with professional advice and due diligence. Services are available to assist with relocation and cater to the needs of digital nomads.

Maintaining Property Investment for Five Years

Securing your future in Malta hinges on a key commitment: maintaining your property investment for a minimum of five years. This is not just a box to tick; it’s a strategic move to ensure your residency rights are unassailable.

Choose wisely and plan for longevity. Whether you opt to purchase or rent, your property must meet the program’s criteria throughout the entire period. Here’s a snapshot of what’s required:

  • Purchase: A property valued at a minimum of €350,000 in Malta or €300,000 in the South of Malta or Gozo.
  • Rent: An annual lease of at least €12,000 in Malta or €10,000 in the South of Malta or Gozo.

Remember, this is more than an investment; it’s your home. Treat it with care and foresight.

Should you decide to change your property within this period, the new property must also fulfill the qualifying criteria. The Agency may conduct spot checks to ensure compliance, so it’s crucial to maintain your investment diligently.

By adhering to these requirements, you not only secure your residency but also contribute to the stability and growth of your new community in Malta.

Finalizing Your Residency: Approval and Beyond

Receiving the Letter of Approval in Principle

Once you’ve navigated the meticulous submission process and your application has been vetted, the moment of truth arrives with the issuance of the Letter of Approval in Principle (LAP). This pivotal document signifies that you’ve cleared a major hurdle in the journey towards Maltese residency. However, it’s not time to rest on your laurels just yet. The LAP kicks off a critical timeframe where prompt action is essential.

Within 30 days from receiving your LAP, you must provide proof of accommodation and a valid health insurance policy. Failing to meet these conditions can lead to the revocation of your LAP, so ensure these requirements are addressed swiftly.

The next steps are clear-cut and time-sensitive:

  • Secure your qualifying property, be it through purchase or rental.
  • Settle the non-refundable administration fee balance and government contribution.
  • Make the required donation and submit evidence of it.
  • Present a comprehensive health insurance policy.

Remember, patience and attention to detail are key throughout this process. The Agency may extend deadlines upon good cause, but it’s advisable to adhere to the stipulated timelines to avoid complications.

Completing the Investment and Donation Requirements

Once you’ve received the Letter of Approval in Principle, it’s time to finalize your commitments. Settle your dues promptly to avoid delays in your residency process. Here’s what you need to do next:

  • Pay the remaining balance of the non-refundable administration fee.
  • Fulfill the property investment by purchasing or leasing a qualifying property.
  • Make the required donation to a Maltese NGO.
  • Provide proof of a valid sickness insurance policy.

Remember, meeting these requirements is crucial for the issuance of your Residence Certificate. Ensure all payments and documentation are in order, as any discrepancies can lead to application rejection or revocation of the Letter of Approval in Principle.

The journey to securing your Maltese residency is rigorous, but the rewards are substantial. Embrace the process and look forward to enjoying the benefits of your new home.

Issuance of Residence Certificate and Biometrics

Once you’ve received the Letter of Approval in Principle, the final steps in securing your Maltese residency await. Arriving in Malta, you’ll notify the Residency Malta Agency to schedule your biometrics appointment. This crucial step solidifies your presence in the system, with a residence card issuance fee of €27.50 per person.

Keep in mind, the residence card is your key to Malta, valid for five years and renewable thereafter. It’s not just a formality; it’s your gateway to living in the heart of the Mediterranean.

Remember, any changes such as address updates or renewals will require your current Nomad Residence Card. And should you aim for Maltese citizenship, your licensed agent will guide you through the due diligence updates and final application after 12 or 36 months from your card’s issuance.

Here’s a quick checklist for post-approval actions:

  • Notify the Residency Malta Agency upon arrival
  • Schedule and attend your biometrics appointment
  • Pay the residence card issuance fee
  • Keep your residence card safe and up-to-date

Securing your residency is a significant milestone. With your biometrics recorded, you’re ready to embrace the vibrant Maltese lifestyle, complete with its strategic location, robust healthcare, and dynamic economy.

Inclusion of Dependents in Your Application

Eligible Family Members

Securing permanent residency in Malta extends beyond the main applicant. A wide array of family members can join the journey to a new life in the heart of the Mediterranean. Spouses and children, including minors and economically dependent adult offspring, are always eligible. Parents and grandparents may also qualify, provided they are fully supported by the main applicant.

  • Spouse: Your lifelong partner in residency.
  • Children: Minors and dependent adults, all under your wing.
  • Parents/Grandparents: Over 55 and financially reliant? They’re in.

Each family member included must meet financial stability and a clean criminal record criteria. Rigorous due diligence ensures the integrity of the Malta Permanent Residence Programme (MPRP).

Remember, the inclusion of each dependent incurs additional contributions. Plan accordingly to ensure a smooth application process.

Additional Contributions for Dependents

When securing permanent residency in Malta, each dependent carries a financial implication. An additional contribution of €7,500 is required for each adult dependent, including parents and grandparents. This fee is payable within eight months from the issuance of the Letter of Approval in Principle.

For minor dependents, no additional contribution is required. However, for each eligible dependent, a separate contribution of €50,000 is due after approval. This ensures that your loved ones are included in your new life in Malta.

Remember, the inclusion of dependents is not just a tick-box exercise. It’s a commitment to their future and well-being in Malta.

Ensure you account for these costs early in your planning to avoid surprises. Here’s a quick breakdown of the fees for dependents:

Relationship to Main Applicant Contribution Required
Adult Dependent (Parent/Grandparent) €7,500 each
Eligible Dependent (Post-Approval) €50,000 each

These contributions are a vital part of the application process, reflecting the comprehensive nature of Malta’s Permanent Residence Programme.

Documentation for Dependents

When including dependents in your Malta Permanent Residency application, meticulous documentation is key. Each dependent must be accounted for with precise paperwork, ensuring their eligibility and your peace of mind. Here’s a quick rundown of what you’ll need:

  • Proof of Relationship: Birth certificates for children, marriage certificates for spouses, and legal documents for other dependents.
  • Financial Dependence: Evidence that dependents over 18 are not financially independent, such as bank statements or affidavits.
  • Health Checks: Medical certificates confirming good health and no serious illnesses.
  • Background Checks: Clean criminal records are a must for all dependents over 12 years old.

Remember, the inclusion of dependents is a delicate part of the process that requires attention to detail. Ensure all documents are translated into English and properly authenticated.

Additional fees apply for adult dependents, and the due diligence process is rigorous to maintain the integrity of the program. Keep in mind that the Digital Nomad Residency Permit in Malta is a separate process with its own set of requirements.

Maintaining Your Permanent Residency Status

Annual Compliance Requirements

Stay vigilant to maintain your residency. Annual compliance is a must. Submit proof of your leased property and valid sickness insurance each year for the first five years. After this period, the Agency may request these documents at its discretion.

  • Lease Contract: Provide a copy of your current lease agreement.
  • Health Insurance: Show evidence of ongoing coverage.
  • Due Dates: Mark your calendar; timely submission avoids complications.

Compliance isn’t just a formality; it’s your ticket to uninterrupted residency in Malta. Keep your documents updated and submissions punctual.

Renewal of Travel and Health Insurances

Securing your residency in Malta means staying vigilant with your insurance policies. Renew your health insurance annually to align with your residency card’s validity. This policy must comprehensively cover inpatient, outpatient, and day care services. Remember, travel insurance is not a substitute for health insurance in Malta.

When traveling across the Schengen Area, ensure you have valid travel insurance. It’s not just a requirement; it’s your safety net. Here’s a quick checklist for your insurance needs:

  • Health insurance policy covering the full year
  • Inclusion of inpatient, outpatient, and day care
  • Coverage must be valid in Malta
  • Travel insurance for Schengen travel

Keep in mind, failing to maintain adequate insurance coverage can jeopardize your residency status. Stay covered, stay secure.

Property and Investment Retention

Securing your slice of Mediterranean paradise through the Malta Permanent Residence Programme (MPRP) is just the beginning. Maintaining your investment is crucial to uphold your residency status. Here’s what you need to know:

  • Property Retention: Whether you’ve chosen to rent or purchase, you must retain your property for a minimum of five years. This commitment is non-negotiable and essential for the longevity of your residency.

  • Financial Assets: Keeping a minimum of €150,000 in financial assets is a requirement that ensures your economic stability in Malta.

  • Compliance Checks: Expect periodic reviews from the Agency. They’ll ensure you’re meeting the property and financial criteria.

Remember, the MPRP isn’t just a ‘buy to stay’ scheme. It’s a commitment to Malta’s future and your own. The EU golden visa is a ticket to a new life, but it comes with responsibilities. Stay invested, stay compliant, and enjoy the benefits of Maltese residency.

Exploring the Path to Maltese Citizenship

Residency Duration Requirements

To transition from the Malta Permanent Residence Programme (MPRP) to citizenship, a key milestone is meeting the residency duration requirements. Golden visa Malta offers a pathway to citizenship, but it’s not just about time spent; it’s about making Malta your home.

  • Minimum Residency: Before applying for citizenship, ensure you’ve continuously resided in Malta for at least 5 years.
  • Physical Presence: You must have been physically present in Malta during the 12 months preceding your application and for 4 out of the preceding 6 years.
  • Commitment to Malta: The government assesses your ties to the country, including participation in local communities and economic contributions.

The Malta golden visa requirements are stringent, but they pave the way for a stable future in a vibrant community. It’s not just an investment; it’s a commitment to a new way of life.

Remember, the MPRP is one of many golden visa programs globally, offering unique benefits and obligations. Malta residency by investment is a significant step, requiring careful consideration and adherence to all legal stipulations. Plan your journey with precision, and Malta can become more than a residence; it can become a home.

Tax Residency and Physical Presence

Securing tax residency in Malta hinges on physical presence. Spend at least 183 days in Malta to be considered a tax resident, subject to taxation on global income. However, Malta’s tax system is nuanced:

  • Income generated in Malta is taxed.
  • Foreign income remitted to Malta may be taxed.
  • No inheritance, wealth, or estate taxes.

Ensure you understand the implications of tax residency. Professional advice is key.

Malta’s tax residency is not just about the number of days spent on the island. It’s about the bigger picture, including the benefits Malta offers:

  • Residence permits
  • 15% tax rate for specific industries
  • Tax advantages for collective investment schemes
  • Regulatory framework for cryptocurrencies
  • Well-regulated remote gaming industry

Remember, tax treaties may affect your situation. Always check for agreements between Malta and your home country to avoid double taxation.

Transitioning from Permanent Residency to Citizenship

Embarking on the journey from permanent residency to Maltese citizenship marks a significant milestone. Naturalization is the key, requiring a minimum of 5 years of continuous residence. The path is clear but demands meticulous adherence to legal stipulations and a demonstration of genuine ties to Malta.

  • After 5 years of residency, you may apply for citizenship.
  • The year preceding the application must show uninterrupted residence.
  • Proficiency in English or Maltese is a prerequisite.
  • Good conduct and a clean criminal record are non-negotiable.

The Minister’s discretion is pivotal in the naturalization process, with internal policies influencing the outcome.

Remember, securing citizenship is not just about meeting time requirements. It’s about integrating into the Maltese community and embracing the island’s way of life. Ensure your application reflects a genuine connection to Malta.

Leveraging Malta’s Strategic Location and Lifestyle Benefits

Connectivity and Travel Ease

Malta’s strategic position in the heart of the Mediterranean is a game-changer for residents. Effortless travel to European and North African destinations is just one of the perks. The island’s robust transport links mean that whether it’s for business or pleasure, connectivity is never an issue.

  • Visa-free Schengen travel for up to 90 days within a 180-day period.
  • Frequent flights to major cities across Europe and the Mediterranean.
  • A strong maritime tradition with extensive sea connections.

Malta’s Nomad Residency program offers a unique blend of opportunity and community for digital nomads, with practical benefits, cultural experiences, and networking opportunities. Ideal for remote workers seeking a fulfilling experience.

The ease of movement is complemented by Malta’s inclusive society, where newcomers can quickly feel at home. This seamless integration into local life is a testament to the island’s welcoming nature, making it an attractive destination for those seeking a blend of lifestyle and opportunity.

Healthcare and Education

Malta’s healthcare system is lauded for its excellence, providing residents with access to top-tier public and private medical services. Health insurance is mandatory for all visa applicants, ensuring comprehensive coverage. The education landscape in Malta is equally commendable, with a variety of public, private, and church-operated schools that uphold high educational standards in English, preparing students for global opportunities.

Malta’s lifestyle offers a unique blend of leisure and learning, with its rich cultural heritage and stunning Mediterranean beaches enhancing the living experience.

Residents enjoy a balanced life with access to quality healthcare and education, key factors for families considering permanent residency. Here’s a snapshot of what Malta offers:

  • Healthcare: Public and private hospitals, local clinics, and a network of government health centres.
  • Education: A mix of state, church, and private schools, all teaching in English.
  • Lifestyle: Cultural richness, historical sites, and beautiful beaches.

Business Opportunities and Economic Stability

Malta’s dynamic economy is a fertile ground for business ventures. Tap into diverse sectors like gaming, hospitality, financial services, and real estate, all thriving under a stable political climate. The country’s EU membership further bolsters economic prospects, offering access to the single market.

  • Strategic Mediterranean location
  • Attractive tax incentives
  • Double taxation treaties
  • Wealth management opportunities

Malta’s robust legal and regulatory framework ensures investor protection and transparency, fostering a secure environment for business growth.

With a competitive edge in global mobility, entrepreneurs enjoy visa-free travel across Schengen, amplifying their reach. Consider Malta not just a residence, but a strategic business hub.

Discover the unparalleled lifestyle and strategic advantages of living in Malta, the Mediterranean jewel that offers sun, culture, and luxury all year round. Malta’s prime location at the crossroads of Europe and Africa provides a unique blend of history, culture, and modern amenities, making it an ideal destination for digital nomads and expats. With our comprehensive services, from express consultation calls to full-service relocation assistance, we ensure your transition to island life is seamless and enjoyable. Don’t miss out on the opportunity to join a thriving community of like-minded individuals in this beautiful country. Visit our website to book your consultation and start your journey to Malta today!


Securing permanent residency in Malta is a structured and strategic process that opens doors to a myriad of benefits, including visa-free travel across the Schengen area and the inclusion of up to four generations in one application. By following the steps outlined in this guide, from choosing the right property investment to fulfilling the financial requirements and due diligence checks, applicants can navigate the Malta Permanent Residence Programme with clarity. It’s essential to meet all eligibility criteria, including a clean criminal record and sufficient financial assets, and to work with a licensed agent to ensure a smooth application process. Remember, the commitment to Malta doesn’t end with the approval; maintaining residency involves annual compliance and, for those seeking citizenship, a longer-term presence on the island. With careful planning and adherence to the programme’s regulations, obtaining permanent residency in Malta can be a life-changing move for investors and their families.

Frequently Asked Questions

What are the eligibility criteria for the Malta Permanent Residence Programme (MPRP)?

To be eligible for the MPRP, applicants must be third-country nationals (non-EEA and non-Swiss), not from sanctioned countries, have stable and regular financial resources, capital assets of at least €500,000 (€150,000 of which must be financial assets), a clean criminal record, and not pose a threat to national security, public policy, health, or interest.

What are the investment options for obtaining permanent residency in Malta?

Investors can either purchase a property for a minimum of €300,000 in the South of Malta/Gozo or €350,000 in the rest of Malta, or rent a property for a minimum of €10,000 per annum in the South of Malta/Gozo or €12,000 in the rest of Malta. This property investment must be held for at least five years.

What is the required government contribution for the MPRP?

The government contribution is €28,000 if purchasing a property or €58,000 if leasing a property. This contribution must be settled within eight months following the issuance of the Letter of Approval in Principle.

Are there any additional fees associated with the MPRP application?

Yes, there is a non-refundable administration fee of €40,000, with an initial fee of €10,000 to be settled within one month of the application submission and the remaining €30,000 within two months after receiving the Letter of Approval in Principle.

What are the health insurance requirements for the MPRP?

Applicants must have health insurance coverage for all risks normally covered for Maltese nationals, for themselves and their dependents.

Can family members be included in the MPRP application?

Yes, applicants can include their spouse, children, and other dependents in their application. An additional contribution of €7,500 is required for each parent or grandparent who is dependent on the main applicant or spouse.

Is it mandatory to reside in Malta to maintain permanent residency status?

While permanent residents are not required to live in Malta year-round, those seeking citizenship must reside in Malta for six months each year for seven years to meet the tax residency requirement.

What is the process for renewing travel and health insurances as a permanent resident in Malta?

Permanent residents must ensure that their travel and health insurances are valid and cover all necessary risks. Renewal processes should follow the terms set by the insurance providers and comply with the requirements of the MPRP.

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